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Allegro secures PLN 1 billion European Investment Bank facility to supercharge AI and e-commerce innovation
Allegro, the largest e-commerce platform of European origin, secured a PLN 1.0 billion Research and Development (R&D) financing facility from the European Investment Bank (EIB). The 6-year facility will co-finance Allegro’s strategic 2026-2030 plan to push its technological edge.
The EIB financing will cover nearly 40% of Allegro's projected investment in research, development, and innovation (RDI) over the coming years. Beyond optimising capital costs and extending the group's debt maturity into 2032-2033, the facility significantly increases Allegro's flexibility to pursue its planned technological advancements.
Key priorities include:
· Development and deployment of a reimagined marketplace
· Next-gen delivery and customer experience
· AI-driven customer focus
· AI hub for ML/LLM models and data mining
· AI solutions governance and security

This landmark facility will only accelerate Allegro’s investments in advanced technologies to meet our strategic priorities. Crucially, it allows us to lead the digitalisation of e-commerce in Poland and beyond, as we grow our core marketplace and develop new growth engines. Our expenditures are heavily focused on tech development and marketplace initiatives. We are dedicating resources directly to our people, covering personnel costs for software engineers, data scientists, and AI specialists. Furthermore, this funding allows us not only to innovate, but also ensures we can protect our innovations, while advancing our technical design through new algorithms, model development, and system architectures."

Marcin Kuśmierz, Allegro CEO

The facility is provided with a competitive interest margin and longer maturity compared to current senior facilities. By capitalising on favourable market conditions, Allegro continues to maintain a strong liquidity buffer against market volatility while heavily investing in the foundational technologies that will define the future of European e-commerce.
This first-time cooperation with Allegro for EIB marks the biggest corporate Research and Development (R&D) programme backed in Poland by the EU’s development bank and will contribute to strengthening the bloc’s digital sovereignty. For Allegro, the EIB loan is the first such agreement with a multilateral financial institution.

The EIB Group’s attractive, customised financing expands Allegro’s ability to pursue cutting-edge technological innovation, including in the field of AI, to consolidate its position in Poland, continue scaling in the region and thrive as a successful European platform for digital commerce. Focused on improved efficiency, R&D drives corporate innovation and lays the foundations for future growth. This new partnership is a great example of the EIB Group’s strategic role in catalysing investment advancing Europe’s digital, industrial and economic strength.”

Marko Primorac, EIB vice-president responsible for Poland

Allegro

Founded in Poland over 25 years ago, Allegro now operates a leading online marketplace across Central and Eastern Europe. Based in Luxembourg and listed on the Warsaw Stock Exchange after the largest IPO in the bourse’s history, Allegro solidifies its position as the largest online marketplace of European origin. The platform connects millions of buyers from across Eastern and Central Europe as well as the EU with thousands of international merchants who provide millions of products. Allegro has already established itself as the go-to marketplace for consumers in Poland and the flywheel of the Polish economy, helping to generate around 1% of the country’s gross domestic product (GDP) and its total workforce. It wants to echo the positive impact in every country where it operates, aiming to become the most loved online shopping destination in Europe.

EIB Group  

The European Investment Bank (EIB) Group is the financing arm of the European Union, owned by the 27 Member States, and one of the largest multilateral development banks in the world. In 2025, the EIB Group signed €100 billion in new financing and advisory services for over 870 high-impact projects under eight core priorities that support EU policy objectives: climate action and the environment, digitalisation and technological innovation, security and defence, territorial cohesion, agriculture and the bioeconomy, social infrastructure, strong global partnerships and the savings and investments union. Beyond long-term loans for large infrastructure, the EIB Group crowds in private investment for high-risk innovative projects and businesses, with a growing role in Europe’s markets for venture debt, venture capital, guarantees and securitisations.

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